Full-time RV living: real costs and how it works
What is fuel really costing you?
A big rig at 8 mpg is the single biggest line item on most full-time budgets. Slide your miles per month.
Miles driven per monthGuides
The parts nobody puts on YouTube.
Camping With a Dog: Heat, Leash Rules, and Where Dogs Are Allowed
The two things that decide a trip with a dog: a parked vehicle gets lethal fast, and national parks restrict dogs on trails while national forests generally do not. Both cited to the agencies.
Full-Time RV Living: Real Costs and How It Works
What full-time RV living actually involves: the legal setup you need before you launch, the rhythm of moving every 14 days, what it costs, and the parts that make people quit.
Healthcare on the Road: How Coverage Works Without a Fixed Address
Health coverage is tied to a place, and full-timing moves you away from it. How Marketplace networks, Medicare, and Medicaid handle travel, what a move does to your enrollment window, and what we will not put a price on.
Laundry, Showers, and Mail on the Road: How Full-Timers Handle Them
The three chores that get harder without an address, and the systems that work. USPS General Delivery and mail forwarding rules, where to actually get a shower, and why laundry day costs more than you expect.
Latest
Latest in rv-living
San Diego has two separate rules about vehicles overnight, and they run on different clocks
SDMC 86.0139 bans oversized and recreational vehicles from streets between 2 and 6 a.m., but only where a sign is posted. SDMC 86.0137(f) bans using any vehicle for human habitation from 9 p.m. to 6 a.m. and within 500 feet of a residence or school. The RV permit only exempts you from the first one.
California will not register your van conversion as a motorhome. Washington will.
California's DMV manual says van campers do not meet the ANSI life support criteria for a motorhome and registers them under body type VC. Washington licenses a converted van as a motorhome if it has cooking or sewage disposal inside a solid body shell.
USPS holds General Delivery mail 10 days by default, not 30
DMM 508.6.4 caps a general delivery piece at 30 days. DMM 507.1.8.6 sets the clock that actually runs: 10 days at an office with city carrier service, 15 at one without, and 30 only if you tell the postmaster you are delayed.
RV living questions, answered.
What does full-time RV living actually cost?
Less than a mortgage in an expensive city, more than the internet suggests, and the range is enormous depending on how you travel. The line items people leave out are the ones that get them: fuel at single-digit miles per gallon, insurance on a vehicle that is also a house, maintenance on that vehicle under constant load, and the repair that puts you in a motel for a week. Site fees are the cost you control most, which is why free camping matters so much to the math.
What is domicile and why does it matter?
Domicile is the state you are legally a resident of when you have no fixed address, and it determines your taxes, vehicle registration, insurance rates, voting, and jury duty. It is not the same as where you happen to be parked. Full-timers converge on a small number of states for reasons that are mostly about income tax, registration cost, and having a mail service the state recognizes. It is worth choosing deliberately rather than by accident.
How do you get mail?
Through a mail forwarding service, which gives you a real street address, scans your mail, and sends physical items to wherever you will be. It is a solved problem and it is one of the first things to set up, because your domicile choice and your mail service are tangled together: some states require an address of a type that only certain services provide.
What about healthcare?
This is the hardest unglamorous problem in full-timing, because health insurance networks are geographic and you are not. A plan that is excellent in your domicile state can be out of network everywhere you actually are. People solve it in different ways, none of them elegant, and it is worth researching properly before you sell the house rather than after.
Is it actually cheaper to camp for free?
Yes, and it is the single biggest lever you have. A developed campground runs roughly $38 a night on average, which is well over $1,000 a month if you always pay for a site. Full-timers who are set up to camp comfortably on public land spend a fraction of that. The catch is that free camping demands water and power self-sufficiency, which is capital cost up front.
Next step
The cheapest night is the free one
Site fees are the line item you have the most control over. Full-timers who can camp on public land comfortably spend a fraction of what campground-only travelers do.
Learn free camping →